SC-1 - Residential & Religious Service - Zone J [NYC]

Estimates, not quotes. We run three made-up but realistic households through this tariff hour by hour for a full year — including the way air conditioning loads the afternoon and an EV loads the small hours. Your own bill depends on when you actually use electricity, which is exactly the thing a per-kWh number hides.

The hour of day does not change what you pay here — the month does. Running the same house through the full year, July costs about $445 and February about $240. That $205 swing is part rate and part weather, and it is the reason a budget built on your spring bill will break in July.

There is a usage cliff to watch. The first 250 kWh each month are billed at 36.8¢; past that line the rate steps up to 39.3¢ — 7% more for every unit after. The last kilowatt-hour of a heavy month is the expensive one, which is why cutting a little off a big month saves more than cutting the same amount off a small one.

Before a single kilowatt-hour moves, this plan charges $240 a year in fixed fees. On the apartment above that is 12% of the whole bill; on the house with a car charging in it, 5%. Fixed charges are invisible in a cents-per-kWh comparison and they punish small users hardest — if you use very little electricity, the headline rate is the least important number on this page.

Everything below stays inside Zone J · NYC. Your zone is set by where you live, not by anything you can pick, so a cheaper plan in a different zone is not an option you have.

Measured against the other residential plans this utility files, a family home lands 2nd cheapest of 2. The cheapest option, SC-1 Residential & Religious Voluntary TOD (Rate III) - Zone J [NYC], would run about $488 a year less.