Florida · Cooperative · serves 13 ZIP codes
Florida Keys El Coop Assn, Inc rate plans
One residential plan is currently open to new customers. It does not price by hour, so shifting when you use power won’t change your bill here.
A household using 1,000 kWh a month pays about $1,052 a year on Rate Code 1 - Residential Service, the only residential plan here — $708 at 500 kWh, $1,739 at 2,000 kWh.
What does Florida Keys El Coop Assn, Inc's residential rate cost?
Florida Keys El Coop Assn, Inc files a single residential tariff, so there is no plan to choose between — everyone served here is on the same terms. That makes this page short on comparison and long on one question instead: what does that tariff actually do to a bill?
Priced hour by hour across a full year, a small apartment on this tariff comes to about $643 and a three-bedroom house with central air to about $906 — an effective 13.2¢ and 9.6¢ per kilowatt-hour once the fixed charge is spread across everything used.
With one plan and no hourly pricing, the only lever left is using less. Moving laundry or car charging to the middle of the night changes nothing here, which is worth knowing before you rearrange your evenings for no reason.
Expect the bill to swing with the weather rather than with anything you decide: the same house costs around $94 in July and $62 in February. Budget against the higher figure and the summer bill stops being a surprise.
How Florida Keys El Coop Assn compares across Florida
Run the same three-bedroom house with central air through its default plan at each of the 5 Florida utilities we cover, and Florida Keys El Coop Assn is the cheapest of the lot at about $906 a year; the state median is $1,310. The dearest, Duke Energy Florida, charges $1,472 for identical use — a gap set by the address, not by anything either household did.
The other two households tell the same story in different sizes: a small apartment pays about $643 here against a state median of $784, and the same house with an electric car charging overnight about $1,115 against $1,760. Effective rate, fixed charge included, is 9.6¢ per kilowatt-hour for the family home.
Every Florida utility we cover, priced for the same three households →
Making sense of the bill
- How to read your electric bill
Four kinds of charge, only two of which you can do anything about.
- Fixed charges on your electric bill: what they are and why they matter
The line that makes cents-per-kilowatt-hour comparisons quietly wrong.
- How to compare electricity plans without getting it wrong
Six things that break a comparison, and the order to check them in.
Rate Code 1 - Residential Service
The only residential plan Florida Keys El Coop Assn currently files that we can price — everything about it is on this page.
Does the hour matter on Rate Code 1 - Residential Service? No — one rate, every hour of the year.
- off-peak5.72¢
There is no peak and no off-peak here: 5.72¢ per kilowatt-hour at 3am is the same as at 6pm, on a Sunday as on a Tuesday, in July as in January. Moving laundry or car charging to another time of day will not change this bill by a cent. What does change it is how much you use, and the fixed charge below, which you pay whether you use anything or not.
What does Rate Code 1 - Residential Service cost a year?
| Household | Uses | A month | Per year | Works out to |
|---|---|---|---|---|
| Apartment One or two people, no central air, no electric heat | 4,866 kWh | $54 | $643 | 13.2¢ / kWh |
| Family home Three or four people with central air conditioning | 9,453 kWh | $75 | $906 | 9.6¢ / kWh |
| Home with an EV Same house, plus an electric car charging overnight | 13,103 kWh | $93 | $1,115 | 8.5¢ / kWh |
Estimates, not quotes. We run three made-up but realistic households through this tariff hour by hour for a full year — including the way air conditioning loads the afternoon and an EV loads the small hours. Your own bill depends on when you actually use electricity, which is exactly the thing a per-kWh number hides.
What you actually pay
| Period | Rate | Applies when |
|---|---|---|
| off-peak | 5.72¢ | midnight–midnight |
Plus a fixed charge of $1 per day — so longer months cost more before you use a single kWh.
Should you be on Rate Code 1 - Residential Service?
One rate, every hour of the year. That makes this plan predictable and nothing else: there is no cheap window to move laundry or car charging into, and no penalty for running the oven at six in the evening. Predictability is worth something if your schedule is not yours to control — but if it is, a flat rate is the one structure that guarantees you cannot benefit from it.
Before a single kilowatt-hour moves, this plan charges $365 a year in fixed fees. On the apartment above that is 57% of the whole bill; on the house with a car charging in it, 33%. Fixed charges are invisible in a cents-per-kWh comparison and they punish small users hardest — if you use very little electricity, the headline rate is the least important number on this page.
Expect the bill to move with the calendar. The same family home costs about $94 in July and $62 in February — a $32 spread driven by heating and cooling far more than by anything you chose. Budget against the July figure, not the average, and a summer bill stops being a surprise.
Who can be on Florida Keys El Coop Assn’s Rate Code 1 - Residential Service?
Eligibility is not our judgement — it is written into the tariff Florida Keys El Coop Assn filed. This is what that document says:
Note: The Fixed monthly charge entered here is the "Daily System Access Charge" ($.80) multiplied by (365/12). The Flat rate Adjustments entered here is the "Equity Charge". Per reference website: The wholesale cost of power per kilowatt hour varies. FKEC purchases power from FP&L and passes that cost directly on to Members with no mark-up or add-on.
Quoted from the filed tariff. Your utility decides eligibility, not us; check with them before you switch.
If this is new to you
- How to read your electric bill
Four kinds of charge, only two of which you can do anything about.
- Should you switch to a time-of-use electricity plan?
A wide peak-to-off-peak gap is a lever, not a saving. Levers need something to move.
- Why is my electric bill so high? Seven causes, in the order to check them
Seven causes, ranked by how often they are the answer. Only two are about using more.
Where this comes from
- Effective
- 2025-07-01
the date this tariff took effect
- Covers
- delivery + supply
the ZIP-code service map lists this territory as bundled, so the utility sells delivery and supply together
- Enrollment
- open to new customers
Tariff document: https://fkec.com/access-your-account/billing-information-fees-2/#billing