RS - Residential Service
When does peak hit on Public Service Elec & Gas Co’s RS - Residential Service? The hour never matters here — only the season. Rates peak June–September.
- peak29.07¢
- off-peak25.88¢
What does RS - Residential Service cost a year?
| Household | Uses | Per year | Works out to |
|---|---|---|---|
| Apartment One or two people, no central air, no electric heat | 4,866 kWh | $1,383 | 28.4¢ / kWh |
| Family home Three or four people with central air conditioning | 9,453 kWh | $2,669 | 28.2¢ / kWh |
| Home with an EV Same house, plus an electric car charging overnight | 13,103 kWh | $3,668 | 28.0¢ / kWh |
Estimates, not quotes. We run three made-up but realistic households through this tariff hour by hour for a full year — including the way air conditioning loads the afternoon and an EV loads the small hours. Your own bill depends on when you actually use electricity, which is exactly the thing a per-kWh number hides.
What you actually pay
| Period | Rate | Applies when |
|---|---|---|
| peak | 29.07¢ up to 600 kWh30.42¢ | midnight–midnight, June–September |
| off-peak | 25.88¢ up to 600 kWh25.88¢ | midnight–midnight, October–May |
Plus a fixed charge of $6 per month.
Should you be on RS - Residential Service?
The hour of day does not change what you pay here — the month does. Running the same house through the full year, July costs about $332 and February about $161. That $172 swing is part rate and part weather, and it is the reason a budget built on your spring bill will break in July.
There is a usage cliff to watch. The first 600 kWh each month are billed at 29.1¢; past that line the rate steps up to 30.4¢ — 5% more for every unit after. The last kilowatt-hour of a heavy month is the expensive one, which is why cutting a little off a big month saves more than cutting the same amount off a small one.
Before a single kilowatt-hour moves, this plan charges $72 a year in fixed fees. On the apartment above that is 5% of the whole bill; on the house with a car charging in it, 2%. Fixed charges are invisible in a cents-per-kWh comparison and they punish small users hardest — if you use very little electricity, the headline rate is the least important number on this page.
How it compares to Public Service Elec & Gas’s other plans
Measured against the other residential plans this utility files, a family home lands 4th cheapest of 5. The cheapest option, WHS - Water Heating Storage Service, would run about $1,760 a year less.
If this is new to you
- What is a baseline allowance? Tiered electricity rates explained
A cheap allowance, then a cliff. Where the cliff sits is the whole game.
- Should you switch to a time-of-use electricity plan?
A wide peak-to-off-peak gap is a lever, not a saving. Levers need something to move.
- Why is my electric bill so high in summer?
Usually three causes at once, and only one of them is your air conditioner.
- How to compare electricity plans without getting it wrong
Six things that break a comparison, and the order to check them in.
Where this comes from
- Effective
- 2026-04-01
the date this tariff took effect
- Covers
- delivery + supply
Delivery Charges + Basic Generation Service + Transmission
- Enrollment
- open to new customers
Tariff document: https://nj.pseg.com/-/media/pseg/public-site/documents/current-electric-tariff/electric-tariff-17-sprc-effective-20260401.ashx